CACAO LATAM

Financial technology for growth.

Inspired by our Latin American roots and by the history of cacao as a medium of exchange, we connect people with new financial opportunities.

Connected financial solutions.

Specialized applications that work together to help you manage your finances and move toward your goals.

  • CACAO Advisor
  • CACAO Credit
  • CACAO Rounding
  • CACAO Capital

CACAO Advisor

Digital financial advisor

A financial guidance tool for understanding income, expenses, habits and decisions before taking action.

Learn about CACAO Advisor

CACAO Credit

Credit application

Access to real estate credit, bank offers, private communication and process tracking in an organized digital experience.

Learn about CACAO Credit

CACAO Rounding

Round-ups, savings and investment

A mobile application for turning everyday habits into savings, investment and personal financial goals.

Learn about CACAO Rounding

CACAO Capital

Real estate crowdfunding

A platform for connecting investors and real estate developers through structured financing opportunities.

Learn about CACAO Capital

A Project byGrupo OWC (opens in a new tab)

Since 2008, Grupo OWC has evolved alongside people’s needs, moving from construction materials to real estate development. Today, CACAO LATAM represents a new chapter in that journey, connecting experience, innovation and financial opportunities.

Grupo OWC staff advise two clients in a sales office, in front of screens showing a family and the floor plan of a homeFinished two-story homes with white facades, stone details and covered carports in a residential developmentA construction worker guides the pump hose as concrete is poured over the steel mesh of a slab

Everything connected to help you grow.

CACAO LATAM connects specialized applications in a single experience so you can manage your finances, explore investment opportunities and grow with greater clarity and confidence.

  • Coming soon on App Store
  • Coming soon on Google Play
  • Coming soon on Web platform

Your trust, our responsibility.

At CACAO LATAM, security and privacy are part of how we design our financial solutions. Our approach integrates information protection, access controls and responsible development practices from the earliest stages of each application.

Our four pillars

  • Data protection

    We design our solutions to protect personal and financial information through confidentiality and privacy controls.

  • Identity and access

    We define authentication and authorization requirements so that each user accesses only the information and functions intended for them.

  • Secure development

    We build security requirements and reviews into development, with testing and verification planned before production.

  • Assessment and continuous improvement

    We establish internal assessment and risk management processes aimed at continuously strengthening the security of our applications.

Let’s talk about the CACAO LATAM platform.

Request information, early access or a conversation with our team.

People talking and reviewing financial information at a work table